This complaint was posted on NAS on 24th Mar, 2022 and is a permanent record located here: https://www.nameandshame.com/comenity-5YP1M/amateurs-hurting-credit-scores-id5yeke .
Amateurs hurting credit scores
This Comenity capital bank hurts people”s credit. I often shop Bed Bath and Beyond. About a month ago I see signage plastered all over about their credit card. I sign up. I get approved on the spot. But I can”t utilize my credit in store yet, like Kohls or target credit approvals on spot. They tell me my card will be in the mail. I receive the card with all the info. Two weeks later they shut my card off (hadn”t used it yet) because of too many inquiries… there were THREE..one of which was theirs!!! Now I have a short termed opened credit account that”s been closed by the bank on my credit history and it made my credit score take a nose dive!